Continuing Care vs Independent Living for Senior Housing Options

Many people might may get confused about the difference between continuing care and independent living for seniors. Well, it is best to know about both senior housing options to be able to determine which one would suit the needs of your senior loved one.



Continuing Care Retirement Communities


These are retirement communities with accommodations for assisted living, independent living, and nursing home care, providing residents continuing care. Your elderly family member can spend his or her entire life in these communities, as well as move between levels of care if needed.



Basically, continuing care of life plan communities accepts older adults who are healthy. Although settings can vary, most have activity centers, common dining room, gyms, outdoor recreation, and swimming pools, among others.



Living spaces can differ which include but not limited to apartments, cottages, clusters, duplexes, and townhouses. However, choosing a continuing care retirement community can be costly. In fact, individuals with low or middle income and assets usually can’t afford these senior housing options.




Benefits of a Continuing Care Retirement Community


  • All-inclusive community
  • Access to medical services
  • Couples can stay close
  • Independent living
  • Peace of mind for family
  • Social network



These features are very similar to a full amenity resort or hotel, which greatly fit seniors who want to age in place but without a support system to do so. Residents can also enjoy maintenance-free living with all the freedom of their own. They include housekeeping, house maintenance, laundry, meals, security, transportation, and some utilities included in the package.



Moreover, seniors can take advantage of a huge social network of people with the same interests. This is basically a good option for single or widowed seniors transitioning to a continuing care facility in their retirement. Seniors can also live their lives with the added security of a health care support system.



They also have a lot of flexibility to offer for spouses or partners with various medical and care needs. This is suitable for those couples with different needs in which continuing care retirement communities can meet without letting them live apart from each other.




Benefits of Independent Living For Senior Housing


In contrast to continuing care retirement communities, independent living as one of many senior housing options is intended for those who are still very healthy and able to do daily tasks without assistance or constant monitoring. Such communities provide various housing options, which include studio apartments, townhouses, and small cottages.



This type of community also provides freedom to make your own schedule and join in community events or outings as you wish. This will also provide an opportunity to gain new hobbies and friends since residents living around are of the same age.


  • Campus security and emergency call system
  • Exercise classes / and wellness facilities
  • Gracious floor plans / fully furnished senior living spaces
  • Housekeeping/laundry services
  • Optional church services / spiritual counseling
  • Prepaid utilities
  • Quiet reading areas
  • Transport services



If you are looking for senior housing options for your loved ones, perhaps it is best to shop around for potential retirement communities. This website offers tons of information to suit your needs. Feel free to browse along with this site for more details, or give us a call today!




Oxbow Living offers Assisted Living & Memory Care out of Nebraska and to the Surrounding Cities: Ashland, South Bend, Greenwood, Murdock, Elmwood, Ithaca, Mead